ME Business Insurance: Learn About Building Safety!

While ME business insurance gives your business some financial protection in case of damage to your building or injuries to people on your premises, it’s essential to take steps to maintain the safety of your building at all times. The owner of the building is responsible for ensuring safety and compliance with regulations. Areas for consideration include:

Regular fire safety checks
Regular inspection of drills, fire equipment, electrical systems and wiring, heaters and furnaces, air-conditioning units, alarms and fire detectors, sprinklers, and fire-rated building materials as lightning protection systems.

Inspection of electrical equipment
This includes checking of wiring, the use of correct bulbs, power outlet and extension cord safety, replacement of damaged or frayed electrical cords, surge protection systems, and regular inspections.

Building safety checks
Check steps and stairs, making sure you attend to trouble spots quickly, replacing worn floor coverings, quick clean-ups of spills, elevator maintenance, adequate lighting in all areas, keeping clear entry and exit points, and use of anti-slip mats.

It’s a good idea to draw up a checklist for regular building checks and procedures for reporting issues, correcting problems, and follow-ups. It’s also important to regularly review your ME business insurance to make sure all areas are covered, and that it is adequate to enable rebuilding if necessary!


*

Back to Article List