What does maintenance have to do with your home insurance in ME?
9/9/2011 12:00:00 AM
With homeowners insurance, Maine residents can be protected from many disasters and accidents, but it’s important to remember that it does not cover damage caused by failure to maintain your home adequately. It is your responsibility to ensure that your home is properly maintained. Here are a few maintenance reminders:
- Because a slight flaw can quickly become a major defect, and a small maintenance task can escalate into a need for expensive remedial work, arrange for repairs immediately when you notice a potential problem.
- It’s even better to be proactive: make it a habit to inspect your home regularly for signs that some preventative maintenance is needed. Signs of moisture penetration include stains on ceilings, loose wallpaper and damp patches on walls.
- Inspect the roof for signs that tiles have moved or cracked, check guttering for leaf blockages and look in the basement for signs of water seepage. If, like many people, you feel claustrophobic in confined spaces or uncomfortable about heights, don’t be deterred from having your home checked - consider arranging for regular inspections by building maintenance professionals who have the skills and equipment to work safely in these areas of your home.
When you have home insurance in ME and your house is damaged by a flood, your insurance provider may check to ensure that your home wasn’t particularly vulnerable to damage due to poor maintenance. Insurance considerations aside, keeping on top of small repair jobs will maintain the market appeal of your home and make it a safer, more comfortable and pleasant place for you and your family to live.
- Because a slight flaw can quickly become a major defect, and a small maintenance task can escalate into a need for expensive remedial work, arrange for repairs immediately when you notice a potential problem.
- It’s even better to be proactive: make it a habit to inspect your home regularly for signs that some preventative maintenance is needed. Signs of moisture penetration include stains on ceilings, loose wallpaper and damp patches on walls.
- Inspect the roof for signs that tiles have moved or cracked, check guttering for leaf blockages and look in the basement for signs of water seepage. If, like many people, you feel claustrophobic in confined spaces or uncomfortable about heights, don’t be deterred from having your home checked - consider arranging for regular inspections by building maintenance professionals who have the skills and equipment to work safely in these areas of your home.
When you have home insurance in ME and your house is damaged by a flood, your insurance provider may check to ensure that your home wasn’t particularly vulnerable to damage due to poor maintenance. Insurance considerations aside, keeping on top of small repair jobs will maintain the market appeal of your home and make it a safer, more comfortable and pleasant place for you and your family to live.
