If you’re renting your home, your landlord’s insurance covers your property too, right? Wrong. For anyone renting property in Maine, renters insurance must be purchased if you want your personal possessions to be protected. Even if your landlord or property manager has insurance for your home, that does not mean your assets are covered. Your landlord’s policy covers the property as a whole, but your belongings remain your responsibility. Some landlords will actually require you to carry renters insurance in Maine, if you are living on their property.
When you rent your home, whether it is an apartment, house, condo, or duplex, you can protect your assets with renters insurance. Maine renters can rely on a renter insurance policy from Sanford Insurance to protect you in unfortunate situations such as: fire, theft, water damage, and other circumstances beyond your control. Our agents will help you determine how extensive your renters insurance policy should be.
Renters insurance generally covers:
- Personal Property – like your furniture, electronics, and clothing.
- Personal Liability – in the event that someone is injured.
- Damage to Your Apartment – if the damage is caused by a covered loss.
Renters insurance in Maine also provides coverage for those who may be injured at your home, or elsewhere, by you, a pet, or a family member. In the event of a law suit, a renters policy will also cover your legal defense fees if you end up in court.
There are many options to consider when selecting renters insurance in Maine . So, contact us today for more information and a free quote!