Watercraft Insurance

Summers in “Vacationland” are warm and the days are almost always sunny. That’s why so many watercraft enthusiasts flock to Maine for fun on the water. Whether you prefer a simple boat, Jet Ski, luxury yacht or catamaran, the most important thing is that your watercraft allows you to get away from it all and relax.

To be truly relaxed out on the water, a comprehensive Maine boat insurance policy is essential. At Sanford Insurance, we make sure that you enjoy your time on the water without having to worry about what could go wrong. Our agency specializes in writing insurance policies for all types of watercraft, so you can be certain that we will provide you with the best Maine boat insurance. We understand the differences between power boaters, sailors, and commercial fishermen, and we can tailor an insurance policy to your unique needs.

Our watercraft insurance plans can provide you with coverage for your boat, Jet Ski, luxury yacht or catamaran against many different types of loss. We offer:

Physical Damage Whole Coverage

This coverage is typically designed to take care of your boat, motor, and trailer. Our agents will help you determine the right amount of physical damage coverage for each boat on your policy. You will also need to choose a deductible (the amount you would pay on a claim) before your policy kicks in.

Liability Coverage

If you’re involved in an accident, there’s a good chance another person or another watercraft is involved. And if you’re at fault, you’ll need liability coverage. You can choose a lot of liability coverage or a little – it’s up to you. We’ll show you what coverage and limits may be available, and how to get the maximum personalized protection you need.

Medical Payments Coverage

We offer medical coverage that can cover your eligible medical expenses if you get hurt when on the water.

Whether you’re a lifelong boater or just getting started, it’s always a good idea to take a close look at your new or existing marine policy. Contact us today and learn how Sanford Insurance can keep you safe and secure with Maine boat insurance